RMD Calculator

Calculate a required minimum distribution from age and prior year-end retirement-account balance using the IRS lifetime table.

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Input

Enter the age and the retirement-account balance from the prior year-end to estimate the minimum distribution for the current year. This tool shows the result instantly without step-by-step output.

Input summary

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How to use RMD Calculator

Provide the account balance and age, and the calculator will estimate the minimum amount that generally must be distributed under the IRS lifetime table.

What this calculator is for

This calculator is for retirement distribution planning and tax-awareness after mandatory withdrawal rules begin. It is a useful checkpoint, but special tables and account situations can require different handling.

Tips

Use the prior year-end balance, not the current balance, because the required distribution is anchored to the earlier year-end figure.
Inherited-account rules and certain beneficiary cases may use different IRS tables, so confirm the correct framework before acting.