Personal Loan Calculator

Estimate fixed-rate personal-loan payments, total interest, and repayment schedule from standard installment terms.

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Input

Enter the personal-loan amount, APR, term, and any extra monthly payment to estimate the repayment plan. This tool shows the result instantly without step-by-step output.

Input summary

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How to use Personal Loan Calculator

Add the personal-loan terms, and the calculator will estimate the monthly payment and long-run borrowing cost created by that offer.

What this calculator is for

This calculator is for unsecured installment-loan planning and quote comparison before accepting an offer. It gives borrowers a clearer view of how payment, term, and interest trade off inside a personal-loan contract.

Tips

Origination fees can change the effective borrowing cost even when the monthly payment still looks manageable.
A longer term may lower the payment but can raise the total interest materially, so compare both numbers side by side.