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Inflation Calculator

Adjust money forward or backward in time using an assumed inflation rate to compare purchasing power.

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Input
Choose whether you want to grow an amount forward or discount it back into today's money, then enter the inflation rate and time span. This tool shows the result instantly without step-by-step output.
Input summary
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How to use Inflation Calculator

Provide the amount, inflation rate, and time horizon, and the calculator will show how the value changes when purchasing power shifts over time.

What this calculator is for

This calculator is for budgeting, retirement planning, tuition estimates, and any cost comparison where nominal dollars alone can be misleading. It helps show the difference between money value and spending power.

Tips

  • Long time horizons amplify small rate changes, so test more than one inflation assumption before relying on a single result.
  • Use a rate that matches the context of the cost you are studying when possible instead of assuming all prices rise at the same pace.