Down Payment Calculator

Calculate down payment amount, resulting loan amount, and loan-to-value ratio from the purchase price and cash contribution.

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Input

Enter the purchase price and down payment in either amount or percentage terms to see how much will be financed. This tool shows the result instantly without step-by-step output.

Input summary

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How to use Down Payment Calculator

Provide the property price and planned down payment, and the calculator will show the cash needed up front and the loan share left behind.

What this calculator is for

This calculator is for mortgage preparation and home-buying planning when a borrower wants to understand how down payment size affects leverage. It helps connect buyer cash, financed balance, and loan-to-value in one quick view.

Tips

Changing the down payment can affect PMI or other lender pricing thresholds, so the impact is often larger than the loan amount alone suggests.
Keep closing costs separate from the down payment so you do not overestimate how much cash remains available after closing.