Auto Lease Calculator

Estimate an auto-lease payment from capitalized cost, residual value, money factor, term, and taxes.

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Input

Enter the lease pricing details, including residual value and money factor, to estimate the monthly payment on the vehicle lease. This tool shows the result instantly without step-by-step output.

Input summary

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How to use Auto Lease Calculator

Provide the lease pricing inputs, and the calculator will estimate the payment created by the depreciation charge, finance charge, and tax treatment.

What this calculator is for

This calculator is for comparing lease offers before visiting a dealer or signing paperwork. It helps shoppers see how residual value and money factor, not only sticker price, drive the lease payment.

Tips

Money factor is not the same thing as APR, so use the value exactly as the lease worksheet presents it.
A large cap-cost reduction can lower the payment, but it also puts more cash at risk up front if the vehicle is totaled early in the lease.