Annuity Calculator

Estimate the future value of regular annuity deposits using rate, time, and payment-frequency assumptions.

Preparing Annuity Calculator

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Input

Enter the recurring payment, growth rate, time horizon, and payment timing so the calculator can estimate future annuity value. This tool shows the result instantly without step-by-step output.

Input summary

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How to use Annuity Calculator

Provide the recurring deposit plan, and the calculator will estimate how those equal payments may accumulate over the selected time period.

What this calculator is for

This calculator is for savings plans built on repeated equal contributions, such as monthly investing or sinking funds. It is useful when the question is about the value of the payment stream itself rather than a lump sum alone.

Tips

Beginning-of-period payments build a slightly larger result than end-of-period payments, so choose the timing that matches reality.
If deposits are not truly level over time, treat the result as a simplified benchmark rather than an exact projection.